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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A manufactured home can be insured if

A) it is on the insured property and has a permanent foundation.
B) a mortgage has been filed describing the manufactured home.
C) it has a motor vehicle title and is located on the insured property.
D) the motor vehicle title has been deactivated, it is affixed and assessed as real property.

2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) standard exception.
C) post policy event.
D) requirement.

3. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) limitation of liability and ability to resign
B) location of property and reason for escrow
C) time limit and file number
D) amount of escrow and addresses of each party

4. Which of the following parties can file a claim under the provisions of a title policy?

A) The insured named under the policy.
B) The taxing authority with jurisdiction over the insured property.
C) The holder of a judgment against the insured.
D) The holder of an undisclosed interest in the insured property.

5. What is the purpose of probate of an estate?

A) to establish heirs
B) to foreclose a lien
C) to avoid inheritance tax
D) to transfer a deceased's debts

Solutions: