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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. The amount received for a life insurance policy in a viatical settlement is:

A) Greater than the death benefit
B) Equal to the sum of all premiums paid
C) Equal to the death benefit
D) Less than the death benefit

2. A group policy may be issued to a labor union. The members eligible for insurance under the policy shall be:

A) Healthy members of the union
B) Only members of the union who are under the age of 65
C) Members of any union
D) All of the members of the union

3. All of the following factors may affect premium determination in individual life insurance EXCEPT:

A) Race
B) Age
C) Occupation
D) Health

4. When a wage earner dies, the surviving family members may have all of the following expenses EXCEPT:

A) Final expenses
B) Unemployment tax liabilities
C) Death taxes
D) Family living expenses

5. All of the following are common underwriting factors used by life insurance companies EXCEPT:

A) Amount of insurance applied for
B) Family health history
C) Driving record
D) Ethnic heritage

Solutions: