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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Any person entitled to reimbursement for expenses of health care services and procedures under an Accident and Health Insurance Policy issued by an insurer is

A) a Preferred Provider Organization.
B) an insurer.
C) an insured.
D) a practitioner.

2. An alien insurer is which one of the following?

A) One formed under the laws of Oklahoma.
B) One formed under the laws of a country other than the United States of America.
C) One formed under the laws of a state other than Oklahoma.
D) One formed under the laws of a state geographically bordering Oklahoma.

3. A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is

A) a universal life insurance policy.
B) an endowment policy.
C) a juvenile trust.
D) a modified life insurance policy.

4. Under the Fair Credit Reporting Act, a consumer report includes

A) any authorizations or approval of a specific extension of credit, directly or indirectly, by the issuer of a credit card.
B) communication of information among persons related by common ownership.
C) any report containing information solely as to transactions between the consumer and the person making the report.
D) communication of information by a consumer reporting agency bearing on a consumer's credit standing, worthiness, or personal characteristics.

5. Many Universal Life Policies will permit a partial surrender of cash value. The surrender amount would

A) increase the cash value.
B) not need to be repaid.
C) increase the face amount.
D) have to be repaid.

Solutions: