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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A notarized deed ensures that the

A) title is transferred.
B) deed is legally binding.
C) deed can be recorded.
D) title is clear.

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

3. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
C) recorded documentation on the title to real property without acknowledgment
D) any law, ordinance, or governmental regulation without filed notice

4. Which of the following is considered a voluntary lien?

A) Mortgage lien.
B) Real estate tax lien.
C) State tax lien.
D) Construction lien.

5. Karen has a life estate in the property. Upon her death, the property passes to

A) the previous owner.
B) the remainderman.
C) her spouse.
D) her heirs.

Solutions: